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Easy Monthly payments with affirm

Pay at your own pace

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Affirm

Buying with Affirm is Simple

AFFIRM
Affirm logo: the word 'affirm' with a blue arc rising above the letters.

CHOOSE THE WAY YOU PAY WITH AFFIRM.

Split smaller purchases into 4 interest-free payments every two weeks, or enjoy 0% APR financing for up to 12 months on qualifying purchases of $1,000 or more.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR

1. Fill your cart

Order summary: Subtotal $150; shipping address Jennifer Marquez, 650 California St, San Francisco, CA 94103; payment options: Pay over time with Affirm and Credit or Debit.

When you’re done shopping,
select Affirm at checkout.

2. Choose how to pay.

Create your account form with fields for First Name, Last Name, Suffix, Mobile Number, Email Address, and a purple Create account button.

Enter a few pieces of info for a
real-time decision.

3. Pay over time

Affirm plan selection screen with three payment options and a highlighted 6‑month plan plus a Continue button.

Pick the plan that fits your budget. Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

AFFIRM

Make 4 interest-free payments with Affirm.

When inspiration strikes, say yes with confidence—knowing you’ll never pay more than the amount disclosed up front

1. Fill your cart

Fill your cart - Affirm - Race Star Industries

When you’re done shopping,
select Affirm at checkout.

2. Choose how to pay.

Complete your purchase - Affirm - Race Star Industries

Enter a few pieces of info for a
real-time decision.

3. Pay over time

Pay over time - Affirm - Race Star Industries

Make 4 payments every 2 weeks
at affirm.com or in the Affirm app

select-affirm-at-checkout-1-300x44.png

Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Transparent

You'll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn't charge late fees or hidden fees of any kind, ever.

Say yes with confidence

When you pay with Affirm, you always know exactly what you’ll owe and when
you’ll be done paying. You’ll never pay late fees or hidden fees of any kind.

Transparent

Never pay more than the amount disclosed up front

Simple

It only takes a moment, and checking your eligibility won’t affect your credit.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

Disclosure

Rates from 0% APR or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506.

FAQs

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.

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