When inspiration strikes, say yes with confidence—knowing you’ll never pay a penny more than your purchase price.
When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.
Rates from 0% or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders.
Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No—checking your eligibility won’t affect your credit score.
Yes—You can return an item you bought with Affirm by initiating the return process with the store.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.